About Us
Growing Together with Our Members, Building a Sustainable Economy
Established on April 8, 2022, in South Tangerang, KOSPINUS (Koperasi Simpan Pinjam Nusantara Abadi Sejahtera) is a premier financial institution committed to empowering communities and micro-entrepreneurs—with a strategic focus on women—through secure, streamlined, and sustainable financial services.
Driven by the values of synergy, accountability, and a dedication to the grassroots economy, KOSPINUS serves as a high-trust financial partner. We operate on the core belief that equitable and targeted access to capital is the primary engine for enhancing member welfare and driving continuous business growth.
Managed with professional excellence and full transparency in accordance with global cooperative principles, KOSPINUS offers a comprehensive suite of savings and financing products. Our portfolio is expertly designed to meet the demands of the ultra-micro and micro sectors, fueling high-impact productive financing.
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Vision
To be a high-performing, self-sufficient, and professional cooperative that maintains a competitive edge while delivering sustainable value and long-term prosperity for all members.
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Mission
Operational Excellence: Executing business operations with maximum efficiency, transparency, and accountability in strict alignment with global cooperative principles.
Service Enhancement: Continuously elevating the quality of service provided to members and strategic partners.
Human Capital Development: Cultivating a workforce of competent, high-integrity professionals driven by performance and innovation.
Institutional Strengthening: Fortifying capital structures, institutional frameworks, and corporate governance to ensure aggressive, sustainable growth.
Active Engagement: Driving proactive member participation across all organizational activities and strategic decision-making processes.
KOSPINUS Core Values
Founder’s Message
We express our sincere gratitude to God Almighty for His blessings and guidance, through which Koperasi Simpan Pinjam Nusantara Abadi Sejahtera (KOSPINUS) has been established and continues to grow as part of our contribution to strengthening the community-based economy.
KOSPINUS was founded on the conviction that cooperatives play a vital role in building economic self-reliance. Guided by the principles of collective solidarity, mutual cooperation, and shared responsibility, we are committed to delivering fair, accessible, and sustainable financial services, particularly for micro-entrepreneurs and communities in need of capital support.
We recognize that members’ trust is the cornerstone of a cooperative’s success. For this reason, KOSPINUS consistently upholds professional management, transparency, and cooperative governance principles to ensure optimal value creation for all members.
Our aspiration is for KOSPINUS to be more than a financial institution—to serve as a long-term growth partner that enhances members’ welfare, strengthens productive enterprises, and contributes meaningfully to national economic development.
In closing, we extend our sincere appreciation for the trust and support of all members and stakeholders. May KOSPINUS continue to grow sustainably and deliver lasting value for present and future generations.
Respectfully,
Founder
Koperasi Simpan Pinjam
Nusantara Abadi Sejahtera (KOSPINUS)
Governance Structure
Board of Management
Supervisory Board
