KOSPINUS

Credit Distribution โ€“ 2026

Total Disbursed
Rp 0 M
Total Loan Contracts
0

Current Credit Assets

Outstanding Portfolio
Rp 0 M
Active Loan Contracts
0

Credit Quality

Collection Ratio
0 %
NPL
0 %

Cut Off Februari 2026

About KOSPINUS

Koperasi Simpan Pinjam Nusantara Abadi Sejahtera (KOSPINUS) was established on 8 April 2022 in South Tangerang, Indonesia, as a cooperative financial institution dedicated to providing secure, accessible, and sustainable savings and financing solutions for business owners and members. KOSPINUS operates with a strong focus on financial discipline, prudent risk management, and member-centric services, supporting the long-term growth of micro and small enterprises while maintaining portfolio quality and stability.

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KOSPINUS โ€” Growing Together with Our Members, Building a Sustainable Economy.

11 KOSPINUS Branch Offices

Banten Province

  1. Cisoka Branch
  2. Karawaci Branch
  3. Pamulang Branch
  4. Kasemen Branch
  5. Taktakan Branch

West Java Province

  1. Bekasi Branch 1
  2. Bekasi Branch 2
  3. Bekasi Branch 3
  4. Mustikajaya Branch
  5. Ciseeng Branch
  6. Cileungsi Branch

Ultra-Micro Financing (UMI) โ€“ Grameen Group Lending Model

Collateral-free financing for ultra-micro entrepreneurs through a group-based joint liability system, featuring a simple application process, affordable installments, and continuous business mentoring.

Productive Financing with Certificate Collateral

Productive financing for members secured by land or building certificates, offering higher loan limits, flexible tenors, and a secure, transparent, and compliant process.

Join a Community of Independent and Productive Members

To become a KOSPINUS member, you only need to meet the following simple and transparent requirements:

๐Ÿฆ

Principal Savings

A one-time initial contribution as the foundation of membership capital.

๐Ÿ“…

Mandatory Savings

Setoran rutin setiap periode sebagai bentuk komitmen dan partisipasi aktif dalam koperasi.

๐Ÿงบ

Voluntary Savings

Flexible additional contributions based on individual capacity, serving as personal savings for members.

KOSPINUS Activity Gallery

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